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Copyright 2005-2012, help with debt |
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free debt help Frequently Asked
Questions
What kind of debt can I negotiate... We can help negotiate unsecured debts
such as credit card debt, department cards, loans to major
debtors, judgments, medical bill loans, collections, IRS,
repos, and past due utilities. . How do I qualify... Its simple, you must have a combined
total bills of over $5,000.00, more than one unsecured debtors
you owe this too, a resident of the U.S, and that's it you
qualify. It's that easy, now you can fill out our form below
of a free debt reduction quote. What exactly is debt negotiation... debt settlement is the process by which
we negotiate with your creditors to obtain better repayment
terms for you on existing debt. Under our debt settlement
service, monthly payments are often lowered and interest
charges are reduced - even to levels between 0 and 5%! You
save thousands of dollars in interest rates through a reduced
payoff period, saving you years or even decades of payments. . Why would the creditors be willing to
lower my payments... debtors are willing to participate in
debt relief hoping that they can avoid the expense of turning
the accounts over to a collection agency. Agreeing to
negotiate also lessens the likelihood of the client declaring
bankruptcy. . Will you contact my employer or report
to the credit bureaus... No. We will not contact your employer or
report to the credit bureaus. A free debt relief quote has no
obligations and no credit check. .. Do I have to pay a fee to use your
service... Our debt settlement agency does require
a nominal contribution on your part to enroll in the debt
consolidation program. This nominal fee covers operation costs
and will be included in your monthly payment. Our fee is lower
than other debt settlement organization. . Do I still have the use of my credit
cards... You cannot use any credit cards that are
put in the debt relief program and we will be happy to explain
all the details and what's expected from you by your debtors
in our free consultation. . How does it start... All you need to do is to fill out our
form below for a free debt settlement quote, we will do the
rest for you at no obligation and of course completely
confidential. . Will debt settlement hurt my credit... We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score. . How will I know when payments are made
on your plan... Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
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